You deserve to know what therapy will cost before you begin. At Malaty Therapy, we keep our fees transparent and work with you to find a payment option that fits your budget, whether you use your insurance, your out-of-network benefits, an HSA or FSA, or pay privately.
We provide affordable therapy in Houston and online throughout Texas, with licensed therapists at different price points so more individuals, couples, teens and families can get the support they need.
| Service | Typical fee per session |
|---|---|
| Individual therapy | $125 – $175 |
| Couples counseling and marriage counseling | $150 – $200 |
| Teen and adolescent therapy | Varies by therapist |
| Family therapy | Varies by therapist |
| Group therapy | Varies by therapist |
| Online therapy (telehealth across Texas) | Varies by therapist |
| Anxiety and depression therapy | Varies by therapist |
| Trauma and PTSD therapy | Varies by therapist |
| Grief and loss counseling | Varies by therapist |
| Substance use and addiction counseling | Varies by therapist |
| LGBTQIA+ affirming therapy | Varies by therapist |
| Veteran and military counseling | Varies by therapist |
| ADHD coaching | Varies by therapist |
| Career counseling | Varies by therapist |
| ADHD assessment | Varies by assessment |
| Autism spectrum disorder (ASD) assessment | Varies by assessment |
| IQ testing | Varies by assessment |
| Bariatric pre-surgical evaluation | Varies by assessment |
Fees vary based on each therapist’s license, training and experience. Our team will confirm your exact fee before your first session.
Individual therapy, also called individual counseling or psychotherapy, usually costs between $125 and $175 per session at Malaty Therapy. Standard sessions last about 45 to 55 minutes. Your first appointment is a diagnostic intake, where your therapist learns about your history and goals and builds your treatment plan.
Couples counseling and marriage counseling sessions typically range from $150 to $200. These sessions focus on communication, trust, conflict and connection, and are often slightly longer than individual sessions.
Fees for teen therapy, adolescent counseling and family therapy vary by therapist and session format. Our team will share the exact rate when matching your family with the right clinician.
Comprehensive psychological testing, including ADHD assessments, autism spectrum disorder (ASD) evaluations, IQ testing and bariatric pre-surgical evaluations, is priced by the type and scope of testing. Before any testing begins, our psychologists explain the full cost, what is included and how long the process takes.
The price of a therapy session in Houston depends on several factors:
Online therapy is usually billed the same way as in-person therapy, because you receive the same licensed care either way. Telehealth can still save you money and time by cutting out the commute, parking and time away from work or school. We offer secure online therapy for clients anywhere in Texas.
Malaty Therapy works with major commercial insurance plans, including:
Some of our therapists are in-network with these plans, depending on their license and network status. If using your insurance is important to you, let us know when you reach out. We will match you with an in-network therapist or walk you through your out-of-network options.
Our team is happy to verify your benefits and explain your expected cost before your first appointment.
When you see an in-network therapist, your insurance company has an agreed rate with that provider. You usually pay only your copay or coinsurance after your deductible is met. Coverage can differ between PPO, HMO, EPO and POS plans, and some employers also offer an Employee Assistance Program (EAP) with a set number of free counseling sessions. Ask your employer or HR team whether an EAP is available to you.
Most commercial health plans include some mental health coverage, but what you pay depends on your specific plan. Your cost may be affected by:
We recommend calling the member services number on the back of your insurance card before you start, so you know exactly what your plan covers.
Under the federal Mental Health Parity and Addiction Equity Act, most health plans that offer mental health benefits must cover them on terms comparable to medical and surgical care. This means behavioral health services like therapy should not face stricter limits than a typical doctor’s visit.
If your therapist is not in-network with your plan, you may still be able to use your out-of-network benefits. Many PPO plans reimburse part of the cost of therapy after you meet your out-of-network deductible.
In this case, you pay for your session at the time of service, and we provide a superbill you can submit to your insurance company for reimbursement.
A superbill is a detailed receipt that includes the information your insurance company needs to process an out-of-network claim, such as:
You submit the superbill to your insurer, and they decide how much to reimburse based on your plan.
Yes, you can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for eligible therapy sessions and psychological assessments. Because these are pre-tax funds, using them can lower the real cost of therapy, even when your therapist is out-of-network.
We believe cost should not stand in the way of good mental health care. Our team includes therapists at different price points, and sliding scale rates may be available for clients who qualify. If cost is a concern, mention it when you contact us and we will help you explore your options.
You can also learn more in our guide to affordable therapy options in Houston for families and teens.
Payment is due at the time of each session. We accept major credit and debit cards, as well as HSA and FSA cards.
Under the federal No Surprises Act, if you do not have insurance or choose not to use it, you have the right to receive a Good Faith Estimate of the expected cost of your care. You can request a Good Faith Estimate from us before scheduling or at any time during treatment.
Most individual therapy sessions range from $125 to $175, and couples counseling typically ranges from $150 to $200 per session. Your exact fee depends on your therapist and the type of session.
Yes. We work with Aetna, Cigna, UnitedHealthcare and Blue Cross Blue Shield. Some of our therapists are in-network with these plans, and we provide superbills for out-of-network reimbursement.
Call the member services number on your insurance card and ask about your outpatient mental health benefits, deductible and copay. Our team can also help verify your coverage before your first session.
Often, yes. Many PPO plans reimburse part of the cost of therapy with an out-of-network provider. We give you a superbill to submit to your insurance company. Reimbursement depends on your plan and cannot be guaranteed.
Yes. HSA and FSA funds can be used for eligible therapy sessions and psychological assessments.
Sliding scale rates may be available for clients who qualify, and our team includes therapists at different price points. Let us know if cost is a concern when you reach out.
Many plans cover telehealth sessions the same way they cover in-person therapy. We offer secure online therapy throughout Texas, and you can confirm telehealth coverage with your insurance company.
The cost of ADHD, autism, IQ or bariatric assessments depends on the type and scope of testing. We will explain the cost and what is included before testing begins.
Payment is due at the time of each session. We accept major credit and debit cards, and HSA and FSA cards.
Our team is here to help you understand your options and find a therapist who fits your needs and budget. Call us or send a message, and we will verify your benefits and answer your questions before you book.
